Your Pension - Your Future 

• Generate retirement (early, normal and late) and transfer quotes. The transfer value can be run as often as you like and generally will change (up or down) every month with market factors and age
• Complete your lump sum nomination form (and also your partner nomination form, if applicable)
• Progress your Zurich benefits into payment once you get within 6 months of your chosen retirement date/age
• Update your contact details

If you’d like to know more about taking your pension benefits, please contact Zurich on zpenteam@uk.zurich.com.

When you are a deferred member, your benefits will be waiting for you when you’re ready to take them.  This will normally be from NMPA (see above), although some members have a Protected Pension Age which means they can take their pension from age 50. When it comes to taking your benefits you can:

• claim your benefits when you reach your Normal Retirement Age – log into your online account to check
• claim your benefits early
• postpone taking your benefits when you reach Normal Retirement Age
• transfer your benefits to another pension scheme

You may wish to seek independent financial advice before you decide to claim or transfer your benefits. You should also check out the warning signs of pension scams to make sure you're not being targeted before agreeing to any transfers.

It's easy - simply log in to your account and request a quote at the age or date you think you may take your pension.

Once you've run the quote online, you'll be able to set the level of tax-free cash you'd like to take and see the impact on your annual pension.

If you are thinking about transferring out, or you'd like a transfer quote, you can find out more information on the thinking of transferring out page.

To set up your pension benefits, we need to see copies of one item from List A (this must show your signature) and one from List B (showing your name and current address):

List A:

Driving licence

Passport

Building society book

List B:

Utility bill

Bank statement

Credit card bill

You can find out more in this guide, including when you may need to take financial advice and how to find a financial adviser.

When you ‘nominate’ someone, you let the Trustee know you’d like them to receive any benefits payable on your death.

There are two separate Nomination Forms — The Lump Sum Nomination Form and The Partner’s Pension Nomination Form.

You can find more information about these in your Member Guide, which is currently being updated and will be available soon. Please contact the ZPen team if you have any questions in the meantime by emailing zpenteam@uk.zurich.com or by calling 0800 232 1915. Please select option 3 if you choose to call us. 

Log in to or register for an online account to complete or update your Nominations.

More information on the benefits payable on death after leaving, but before taking your benefits, can be found in the summary of the different tiers which you can find on the right-hand side of the page.